Canadians miss thousands in unclaimed benefits every year. Find yours.

Discover every government benefit you're eligible for, build savings with prize incentives, and get personalized financial guidance — all free, all private.

Free foreverPrivate & secureNo data sellingBuilt by Canadians

$0M+

In benefits go unclaimed by Canadians every year

0%

Of eligible children miss the Canada Learning Bond

0%

Application rate with guided benefits support

Three steps. Three minutes. Thousands in benefits.

No accounts, no logins — just answers

Answer a Few Questions

Simple questions about your province, family, and income. Takes under 3 minutes.

See What You Qualify For

Get a personalized list of federal and provincial benefits with estimated values.

Apply with Step-by-Step Guides

Clear instructions, document checklists, and deadlines for every benefit you found.

Quick estimate — 5 questions

How much are you missing?

Answer 5 quick questions to see an estimate of benefits you could be receiving.

Question 1 of 5

Where do you live?

Benefits vary by province

One platform. Three ways to get ahead.

Benefits, savings, and guidance — everything you need in one place

Find Benefits

Answer a few questions and discover government benefits you may be eligible for — federal and provincial.

  • Personalized eligibility check
  • Step-by-step application guides
  • Estimated annual value

Save & Win

Build savings habits with gamification, track your progress, and enter prize draws for cash rewards.

  • Weekly savings challenges
  • Monthly prize draws
  • Streak rewards & milestones

Get Coached

Personalized financial prompts you can use with any AI assistant — tailored to your benefits and situation.

  • Prompts personalized to your profile
  • Copy-and-paste ready
  • Works with Claude, ChatGPT & more

Your skepticism is reasonable.

Here are the questions everyone asks — and honest answers.

Is this really free?

Yes, completely. UpPath is grant-funded and built as a public benefit project. We will never charge you for benefits information or basic tools. There is no catch.

Will you sell my data?

Never. Your information stays on your device unless you choose to create an account. We don't sell data, don't share with the government, and don't use tracking cookies.

Who built this?

UpPath is built by a Canadian team passionate about financial inclusion. We saw too many people missing benefits they're entitled to and decided to fix that. Learn more

Free financial tools built for you

Calculators, planners, and resources — all free, no login required

TFSA Calculator

Find your contribution room

Coming soon

GST/HST Estimator

Estimate quarterly payments

Coming soon

CCB Optimizer

Maximize child benefits

Coming soon

Tax Clinic Finder

Free filing near you

Coming soon

Payment Calendar

When benefits arrive

Coming soon

Financial Health Score

Rate your money habits

Coming soon

Money Personality Quiz

Discover your type

Coming soon

Emergency Fund Calc

How much you need

Coming soon

Making a difference, one benefit at a time

0+

Benefits discovered

0+

Canadians checked eligibility

$0

In potential benefits identified

Coming in Beta

Save money. Win prizes. Seriously.

Prize-linked savings turns good habits into chances to win. Log your savings each week, build streaks, and earn entries into monthly cash draws. No tricks, no fine print.

  • UpPath never touches your bank account
  • Save $20/week = 1 draw entry (max 10/month)
  • Monthly draws starting at $50, scaling with grants
$$$

What early users are saying

I had no idea I qualified for the Canada Workers Benefit. That was $1,500 I was leaving on the table every year.

Maria S.

Toronto, ON

As a newcomer, the benefits system was so confusing. UpPath showed me exactly what to apply for and how. Life-changing.

Ahmad K.

Fredericton, NB

I'm a single mom and didn't know I was missing the Ontario Trillium Benefit. That's an extra $100 a month for us.

Sarah T.

Ottawa, ON

Every benefit. Every dollar. Yours.

Stop leaving money on the table. Discover what you're owed in under 3 minutes — completely free.